Collector Car Insurance Rates



If you are a car collector, you are more than likely looking for good Collector Car Insurance Rates. This site is dedicated to providing you with just that. Basically what we do here is find all the best info that leads people to the best insurance rates with the most coverage for every type of vehicle, yes even Collector Car Insurance Rates. You have invested a significant amount of time and money in your collector vehicle. Should damage or loss occur, you want your insurance provider to deliver excellent service by handling your claim in a timely and efficient manner.

Here is an example of Collector Car Insurance Rates

  • Agreed-Value Coverage: This pays the vehicle’s full-insured value (less any applicable deductible) with no depreciation in the event of a total loss.

  • Flexible Usage: Typically you would select the mileage plan that works best for you.

  • Spare Parts Coverage: Your classic spare parts should be covered up to $500 (additional coverage may be available).

  • Inflation Guard: Your vehicle’s value is should be increased by 2% every quarter, up to a maximum of 8% per year, at no additional cost. If not, ask your insurer about this.

  • Automatic Coverage for Additions to the Collection: Newly acquired, qualifying vehicles which are added to your collection during the policy term should be provided with 30 days' coverage (values up to $25,000).

    In most cases, coverage can be made effective over the phone. In order to complete this process, you will need the following items:

  • The driver’s license numbers for all household residents
  • Dates of birth for all household residents
  • Collector vehicle(s) information (year, make, model, VIN)
  • Your personal auto policy limits of coverage
  • Visa, MasterCard, American Express & Discover What will most Collector Car Insurance Companies require of me?

    To be considered for most companies, collector vehicles must:

    1. Be driven on a limited basis, for pleasure only

    2.Not to be used for racing or timed events

    3.Be kept in an enclosed, locked garage (alternate garaging options may be available)

    4.Belong in one of the following categories (listed alphabetically):

  • Antique & Classic Cars
  • Antique & Classic Motorcycles
  • Antique & Classic Trucks
  • Antique Tractors
  • Custom Cars & Trucks
  • Exotics & Modern limited-production Classics
  • Hot Rods
  • Jeeps
  • Kits & Replica Cars
  • Military Vehicles
  • Muscle Cars
  • Restorods
  • Street Rods
  • Vehicles under going active restoration

    If it don't reach one of these you will pay extremely high Collector Car Insurance Rates

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